Retirement, Social Security & Medicare
Section
Claiming decisions, benefit calculations, spousal and survivor rules, and the annual cost-of-living adjustment.
The age you start benefits permanently sets the size of your monthly check. Here is how the reductions and credits are calculated, and the questions worth answering before you file.
By Margaret Ellison
Premiums are the easiest number to see. Deductibles, drug formularies and provider networks often matter more.
By Priya Anand
The conventional sequence of taxable, then tax-deferred, then Roth accounts is a starting point, not a rule.
By David Reyes
An annual limit on drug spending took effect in 2025. For people on costly medications, it changes which plan is cheapest.
By Priya Anand
Exemptions, freezes and deferrals exist in many places, but eligibility rules and application deadlines are set locally.
By Thomas Vance
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